The best and most profitable investment of 1402

The year 1402 started with certain changes in the markets. Since the beginning of 1402, the stock market was welcomed by buyers and had a significant growth that lasted until mid-spring. However, the second half of spring was associated with ups and downs for this market. On the other hand, the housing market has been less traded since the beginning of 1402 due to price growth and lower demand.

Like the dollar, the gold market has fluctuated since the beginning of the year. However, this year’s inflation situation, the result of political negotiations and the price of the dollar still have a long way to go until the end of the year. Changes in these three issues can affect the state of investment markets. In this article, we try to examine the best and most profitable investment in 1402 in different scenarios. We will examine this issue further.

A look at the investment markets

As we said, in order to be able to talk about the future of the markets, different scenarios must be examined. For this reason, we will examine three scenarios and their effects on different markets.

The first scenario, the stability of the dollar price in 1402

If in 1402 the price of the dollar goes through the same stable trend and fluctuates around the price of 50 thousand tomans, the gold market can experience a stable trend until the end of the year due to the fact that it has a positive correlation with the price of this currency. Of course, gold is affected to some extent by the global price of gold and inflation, but its main impact is due to changes in the price of the dollar. If the currency price remains stable, we will see a deep recession in the housing market because buyers do not have the intention and ability to enter this market. This issue can partially transfer the bargaining on the purchase price to the consumer.

On the other hand, although the car market is greatly affected by the currency market, other factors also have a significant impact on this market. If, according to the Ministry of Security, foreign car imports are carried out and domestic companies increase their production compared to last year, it is possible that the downward trend in car prices will continue until the end of the year. The reaction of the stock market to this trend is uncertain, because companies that sell in dollars will not see much growth, but companies that sell in riyals may improve.

Some people tend to enter more stable and less risky investments in this situation where many markets may be stable. In this situation, fixed income funds plus some stocks can be considered one of the best and most profitable investments of 1402. Kian Fixed Income Fund is one of these funds that effectively pays at least 27% interest to its investors annually. Meanwhile, banks offer only 20.5% interest to their depositors for one-year deposits.

The second scenario, a decrease in the price of the dollar

If Iran and the West reach political agreements and sanctions are removed, the price of the dollar will decrease. In this case, investing in the car, real estate and gold market will not only be ineffective, but the investors will suffer losses at least in the short term. But this situation is somewhat different for the stock market. In the stock market, a large number of companies whose shares are traded are Rials. These companies, when the price of the dollar is decreasing, the demand for their purchase increases, and with the increase in the demand for purchase, their price will increase significantly. But dollar stocks may go in reverse. This scenario is very similar to the first scenario, and of course, fixed income funds such as Kian Fixed Call Fund are a good option these days and can be among the suitable investment options for 1402.

The third scenario, an increase in the price of the dollar

If political agreements do not come to fruition and sanctions remain in place and intensify, due to inflationary expectations, the price of the dollar will experience significant growth. In this case, maybe investing in gold is justified because of the high correlation with the dollar price. But investing in gold is not just about buying physical gold and there is a better solution for investing in gold. Among these cases, investing in gold funds such as the Kian Gold Fund, which is known by the gem symbol in the stock market.

With the increase in the price of the dollar, it can be expected that the car and housing market will come out of the recession and experience a price increase to some extent. In the meantime, some dollar shares in the stock market will probably increase in price. People who want to benefit from the stock market but have enough time and little trading knowledge to directly enter the stock market can invest in mutual funds. Kian’s equal weight index fund and Kian’s equity voting fund can be a suitable investment option for investors in the conditions of rising dollar prices.