Everything about the $ 2 billion elite housing loan; 2 -year repayment of facilities – | Iranian and world news

According to the Mehr Reporter, the National Elite Foundation provides construction, purchasing and rental facilities to the operating banks to facilitate the elite access to housing. These facilities are awarded with specific terms and conditions that are of particular importance to applicants.

In order to facilitate the lending to the elite community in the Sina system, the Cartabel address has been created for the ease of access of applicants, so that the elite can apply for a loan of construction, purchase and housing loans and make the necessary follow -up. It is also possible to observe and follow up the administrative process of issuing a letter through the system, and as soon as the letter is issued to the bank, the applicant will be notified via SMS.

Consumers receive construction facilities, housing purchases and housing rental deposit

The facilities are awarded to the selections of various methods that have been involved in the identification and development of scientific and technological activities. The winners of the Kazemi Ashtiani Live Project, who have been selected as young professors, can receive these facilities up to five years after the date of selection. Also, the top university graduates selected based on the recruitment facility style in the scientific institutions, including the Shahid Shahriari project, are also subject to the facility up to five years after being selected.

Level 1 and two style sheets identify and support the inventions selected in the Shahid Fakhri Zadeh project as well as the postgraduate facilities of the Shahid Chamran project can also benefit from this privilege up to five years after the date of selection. In addition, the chosen style of recruitment in the technological institutions of Shahid Tehrani Moghaddam, selected before March 1, is also subject to the facility. It should be noted that the deadline for benefiting from these facilities has been set by the end of June.

Overseas Iranian graduates can use facilities abroad

Also, the Selection of the Top Talent Identification Regulations can use these facilities to recruit in executive agencies before March 1 in the Working Group and Evaluation Center for the recruitment of the executive bodies and less than five years have passed since their recruitment code issued. In addition to individuals domestically, overseas Iranian graduates are also able to use these facilities up to five years after the date of selection, which can apply through the International Science and Technology Interaction Center.

Elite use conditions of housing facilities

Regarding the terms of use of facilities, each applicant is only allowed to receive one of the two types of construction or purchase of housing or housing rentals. If the applicant has previously used one of these facilities, it is not possible to re -introduce other facilities even in the event of a settlement. If the applicant is willing to reuse the facility, he or she must announce his formal withdrawal of previous facilities in order to conduct the necessary investigations by the National Elite Foundation.

What is the amount of elite housing facilities in year 6?

The amount of housing construction and purchase facilities in the year up to twenty billion riyals and housing rental facilities up to five billion rials. These facilities are provided from the resources of the operating banks and the payment and repayment of it is based on the central bank’s communication terms. Operating banks are required to cooperate with the National Elite Foundation in providing these facilities until the quota designated by the Central Bank’s Monetary and Credit Council.

The repayment period of construction and purchase facilities is 2 years and deposits up to 5 years

The interest rate on the construction, purchase and deposit of housing rental facilities is 2 % in accordance with the Central Bank’s Monetary and Credit Council resolution. The repayment of housing and purchase facilities is up to 5 years and for the rental facility of up to 5 years. The amount of monthly installments is the responsibility of the operating banks, and applicants can get detailed information about the installments by referring to managing the affairs of the operating banks.

The Central Bank’s Monetary and Credit Council each year identifies the operating banks and quotas of each and notified the National Elite Foundation. In year 4, the banks of Mellat, Sepah, Commerce, Housing, Workers’ Welfare and Export have been designated as operating banks. Some of these banks are only able to provide housing construction and purchase facilities, and all banks are not paid by all banks. Introduction to the authorized banks will only be done to the authorized banks.

How long is the deadline for registering the applicants?

The deadline for applying for all housing facilities introduced to operating banks is up to five years after the date of choice. This deadline has been extended for the Shahid Tehrani Moghaddam project and the recruitment plan has been extended by the end of June.

A few tips on loan introductions to banks

According to the National Elite Foundation, the submission to the operating banks is valid for one year for housing facilities. However, in some cases that we are facing the start of the new year, banks do not accept the nomination issued last year and request a new nomination for this year’s quota and quota. In such circumstances, it is possible to issue a renewal letter if the person’s exploitation deadline is in accordance with the provisions.

Extension of the introduction, changing the city or province, increasing the amount of facilities and any re -introduction depends on the review and re -decision of the National Elite Foundation based on the Foundation’s internal rules and procedures. It should be noted that the renewal nomination will be valid for a maximum of six months.

Bank of Housing Facilities Criteria

Regarding the banks’ facilities, all conditions related to the lending, including the principle and interest rate of the loan to the value of the property, the amount of the applicant’s salary, the amount of the lease contract (which requires the property to be included in the bank), the number of guarantors, and the number of guarantors and documents. Applicants can refer to the management of operating banks for additional information.

The property document must be in the name of the facility applicant

Another important situation is that the property document must be in the name of the applicant and the lease must be in the name of the applicant and with a valid tracking code. Also, the applicant and his spouse should not use any other bank housing facilities before.