Portugal Golden Visa Golden Visa is rapidly gaining popularity in recent years. Although there may be a general change in the rules for one of Portugal’s most sought-after golden visas, the sub-category of buying real estate, investment options in this area are increasing significantly. The number of requests to receive Portugal Golden Visa with different investment options has increased from about 0.56% in 2019 (1398) to 30% on October 1, 2023 (October 9, 1402).
This significant rise is due to the applicants’ awareness of the benefits of investing in this country and obtaining the Portuguese Golden Visa. Currently, investment is the main way to get Portugal Golden Visa, but there are criticisms about the process of this investment. In this article, we will examine these criticisms and explain how we can enjoy its amazing benefits by getting a golden Portugal visa.
Requirements and conditions for obtaining Portugal golden visa
The most important and first thing about investing in Portugal is the country’s rules and regulations regarding the type of investment.
The Portuguese Market Securities Commission (GMVM) is a government body responsible for regulating investment conditions in Portugal.
Funds must go through the Portuguese Market Security Commission to confirm the quality of the Portuguese Golden Visa. The importance of complying with the rules and requirements of GMVM goes beyond having the necessary conditions for investment. In fact, this is an important security issue for this country to the extent that unapproved funds by this institution are illegal, and if investment is made despite these obstacles, it will cause a lot of losses.
Another requirement for receiving a Golden Visa Portugal is whether the investment strategy is compatible with the conditions of the Golden Visa or not. According to the new rules, capital and funds cannot be invested in whole or in part for residence through the purchase of real estate through the golden visa. The last condition and criterion for receiving this visa is that this capital provides about 60% of the capital of the companies in Portugal. This is a very important condition, because most of the funds are approved by the Portuguese GMVM market security commission and are not used to buy real estate, but more than 40% of the funds are sourced from outside this country and the same investment process. makes it illegal.
In order to create an investment opportunity through the Portuguese Golden Visa, all these things should be considered. The required capital must be approved by the GMVM institution, and in order to be more compliant with these laws, it is better to comply with the compliance structure of European MIFID II laws to ensure the highest level of security for capital and investors.
Portugal Golden Visa investment opportunities also vary widely and investments are only allowed in listed and approved assets, stock market, bonds or mutual funds and real estate.
Stocks and securities for investment should form around 80% to 100% of the capital of companies based in Portugal and ensure that more than at least 60% of the capital required for investment in these companies is provided. This strategy makes our capital legal and official to obtain the Portugal Golden Visa.
Funds that generally make up about 20% of the value of shares and securities of companies based in Portugal face lower fluctuations and instabilities for capital and its return and as a result benefit from the benefits of this investment. become
RIO rate of return and investment types
The second issue regarding investing in Portugal and immigrating to Portugal through the purchase of a house and property or other investments is not only ensuring eligibility for the Portugal Golden Visa, but applicants must also explain the capital opportunities. They should be familiar with the capital risk, conditions of ease of investment termination and RIO investment return rate. There are different funds with different investment opportunities and different levels of risk in Portugal.
In our experience, the best investment is the perfect balance between high risk and the highest possible rate of return in a flexible investment framework. That is why Portugal Golden Visa investment opportunities are mostly in the areas of active assets such as stocks, bonds, listed assets and mutual funds.
These investment strategies give us the flexibility to adjust our investment to market demand in real time, while promising greater security and better rewards.
Funds that are invested only in real estate have a lower risk rate, but also a lower RIO rate of return. Obtaining Portuguese residency through Portugal Golden Visa investment is usually associated with a rate of return on investment between 3% and 5%, while the rate of return on investment through industrial projects or business enterprises is slightly higher than 4% to 7%. Is. But these investments are not associated with the high return rate of RIO, if they are based on the profit of quick buying and selling and on the basis of a very long deposit, which is not a suitable option for applicants who intend to invest for about 5 to 6 years.
On the other hand, investment strategies allow us to outperform opportunities that increase the risk-free RIO rate of return, as evidenced by a 10% increase in return on investment in 2023. .
However, since the golden visa investment opportunities are flexible and the funds are in approved and safe lists, this allows investors to invest in the stock market up to 60%.
Ease of termination of investment
Another important factor in obtaining a golden Portugal visa is the ease of cancellation. Each capital has its own criteria based on investment cases. Some investments may be made over longer periods and others may have higher flexibility.
It is important to mention that Portuguese Golden Visa investors must keep their capital for at least 5 years, that is, until they receive a permanent residence permit or Portuguese citizenship. Although investors can change their type of investment during these 5 years. Of course, according to some Portuguese immigration lawyers, changing investment during this period is a risk for investors, but since this is a legal procedure, it requires a lot of attention and going through its legal process.
Unlike other types of investment in Portugal, the opportunity to invest through the Portugal Golden Visa and the possibility of cancellation of this investment is provided, allowing the investor to withdraw all his capital even up to a day after withdrawal.
Investment management experience
Creating an investment is not as difficult as it seems. An investor or business company can offer its capital and introduce itself as a capital manager. Choosing a managed fund with a group of experienced experts is an important principle for success in this area of investment. Experienced investment managers are better acquainted with the ups and downs of the market and know how to create profitable investments and assure investors of the return on investment.
This issue becomes particularly important in the conditions of economic instability and high inflation when the market is very unpredictable. In fact, experience and work history is an important factor in compliance with the rules that the government provides to investors. It is this in-depth knowledge and awareness that allows an investment manager to adapt to the ups and downs of the market while preserving capital and profits.
Conclusion
By receiving a golden visa for European countries and especially Portugal, investors benefit from amazing benefits such as receiving PR permanent residence permit as well as citizenship and Portuguese citizenship. If you are planning to get a Portuguese golden visa and you don’t know where to start, the immigration consultant and lawyer of Estehbanati Immigration Institute will provide useful guidance on this matter and will be by your side from the beginning of the filing of the investment immigration file until receiving the golden visa.
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