In what circumstances can travel insurance support you?
Let’s say you trip and need medical attention in a museum in Florence, or your luggage gets lost at Milan airport. In such cases, Italian travel insurance comes into play and pays the expenses up to a certain limit. Even if you need to be hospitalized or transferred to the country of origin, the insurance company will bear the related costs. In fact, having this insurance means traveling with peace of mind; Because you know you have support in any situation.
Various travel insurance plans
Depending on the travel destination, the length of stay, the age of the traveler and the type of services required, insurance companies offer different plans. In the following, you can see the two main groups of travel insurances:
- Short-term travel insurance: This plan is suitable for people who travel from a few days to three months, with the intention of having fun or working in Italy. Despite the low amount, there are many coverages provided in this insurance policy. Due to the short period of time, insurance policies with a lower commitment limit are usually chosen by users.
- Student or long-term travel insurance: People such as students who travel to Italy for non-business or recreational purposes can use long-term travel insurance. This plan is divided into two categories of 6 months and one year. In the Italian student travel insurance plan, the highest financial commitment is considered to cover the highest risks. Note that having a travel insurance for 1-2 months is enough to get a visa. After the start of the stay, students can apply for additional insurance to cover various diseases according to the laws of Italy.
Insurance companies offer these plans with other names such as gold, silver or Schengen plans. The name of the project does not matter; The coverage and price of each plan may differ from the other, but they are all insurances approved by the Italian Embassy. When buying travel insurance, be sure to pay attention to the fact that in most companies, travel insurance cannot be extended.
Factors affecting the price of travel insurance
The cost of travel insurance in Italy is not fixed and various factors affect it. The most important ones are:
- Passenger age: The older you are, the more likely you are to have medical problems and the higher the cost of insurance.
- Length of stay: The longer the trip, the higher the insurance cost.
- Amount of coverage and limit of obligations: Insurances that have a higher coverage limit are more expensive but provide more security.
- Insurance company: Each company has a different rate depending on the international credit and the contract with the foreign rescuer.
If you want to get insurance with a reasonable price and complete coverage, it is best to compare several plans before buying.
Where to get travel insurance?
To buy Italian travel insurance, you don’t need to go to the insurance offices in person. Reputable online platforms, such as official insurance brokers, allow you to compare, choose and buy Italian travel insurance instantly. By entering your travel information, you can see different plans from different companies, check coverages and get insurance approved by the Italian Embassy in minutes. This purchasing method, in addition to saving time, minimizes the possibility of errors and mistakes in issuing the insurance policy.
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