Winning the US lottery is undoubtedly an exciting and fateful event. This success opens the door to new opportunities, but it is only the first step in a careful and sensitive migration path. After the announcement of the results, the next crucial step, i.e. the interview at the US Embassy and proof of qualifications for immigration to the US, begins. Among these, one of the most key and often most challenging parts is proving the financial ability or financial ability for the lottery visa. You must prove to the consular officer that you will not become a “Public Charge” or “Public Charge” for the government after entering the United States.
About the US lottery and the importance of affordability
Many mistakenly think that being selected in American lottery It means getting a green card automatically. The fact is that this choice only gives you the opportunity to apply for an immigrant visa and study in American universities or work in this country. To get a visa, you must meet a set of conditions, the most important of which is to prove that you will not become a public burden to American society.
- This provision in section 212(a)(4) of the Immigration and Nationality Act America (INA) is defined and is one of the main reasons for “non-acceptance” or “inadmissibility” of applicants. The main goal of the US government with this law is to ensure that new immigrants are self-sufficient from the beginning and will not depend on government financial assistance for their livelihood.
- One thing that lottery winners should pay special attention to is that, unlike applicants for family or work visas, they do not have a specific sponsor or employer in the United States that guarantees their credit from the beginning.
- In family visas, a U.S. citizen or permanent resident assumes legal responsibility for the applicant by filling out the Sponsorship Commitment Form (I-864).
- In work visas, an American company has invested in the individual’s expertise. But lottery winners have reached this stage based on a random selection.
- This makes it so that after taking The time of the American Embassy, On the day of the interview, the consular officer should check their financial documents and evidence of self-sufficiency more carefully and obsessively. As a result, the burden of proof of financial ability is heavier for lottery winners and they must appear in the interview with full preparation and very strong and valid documents.
What is US Lottery funding and why is it important in the lottery?
Financial means a person’s financial ability to cover his and his family’s living expenses in America. This is one of the key steps for US Green Card Lottery winners after acceptance. The American government must ensure that new immigrants after entering this country and receive American citizenshipInstead of relying on government aid, they will be able to cover their basic expenses despite the cost of living in America until they find a job and earn money. Therefore, lottery winners are required to present documents such as bank account certificates during the interview at the embassy to show that they have the minimum capital necessary to start life and will not be a burden to the American society. Proof of financial ability for the lottery visa is a necessary condition for the final approval and issuance of an immigrant visa and shows the applicant’s readiness and responsibility to start a successful life in America. Analyzing the strengths and weaknesses of your case and creating a comprehensive strategy to present to the consular officer is a highly specialized matter. To receive a detailed evaluation of your case and legal guidance, contact the experts of the Homa Immigration Institute.

The difference of financial ability in the US lottery with other visas
One of the biggest sources of confusion for lottery winners is the difference in the type of form and financial commitment required compared to Types of US visas is
It must be said categorically that lottery winners do not need to submit the I-864 (Affidavit of Support) form, which is a legal and binding financial commitment, because this form is specific to most family visas. Instead, lottery winners can use Form I-134 (Declaration of Financial Support), which is a non-mandatory affidavit with very different conditions, if they need a sponsor or lottery financial support.
Form I-864 vs. Form I-134
It is very important for you and your potential sponsor to understand the difference between these two forms when discussing US Lottery financing. The table below clearly shows these differences.
| Feature | Form I-864 for family visas | Form I-134 option available for lottery |
| Legal obligation | A legal and binding contract between the sponsor and the US government | Moral obligation and non-enforceable |
| Refund responsibility | The sponsor is responsible for repaying some government assistance received by the immigrant | There is no obligation to refund. |
| Validity period of commitment | Until the immigrant becomes a US citizen, works 40 seasons, dies or leaves the country. | usually limited to the temporary period of stay in the US (in the case of the lottery, until the person is settled) |
| Minimum income required | 125% above the federal poverty line | 100% above the federal poverty line |
| Who uses it? | Mandatory for most family visa applicants and some work visa applicants | An option for lottery winners, tourist visas, engagements, etc |
What documents are required to prove the lottery’s financial ability
Preparing a complete, organized and valid set of documents is the key to your success on interview day. Your documents must be a coherent story of your financial ability and plan for Life in America narrate
Applicant’s personal documents for US lottery and financial conditions
If you intend to prove the financial ability of the US visa for the lottery based on your personal assets, you must prepare the following documents:
- Bank Statements: Provide the last 6 to 12 months of account turnover that shows a stable balance. Avoid suddenly depositing large sums of money right before the interview, as this is suspicious.
- Property Deeds: Official document of real estate (apartment, land, etc.). These documents must be submitted along with an official and certified translation.
- Official Property Appraisal: A letter from an official legal expert or accredited center that has estimated the current value of the property in US dollars. This assessment should show that the property has the ability to liquidate within one year.
- Investment Documents: Certificate of purchase of shares in the stock exchange, partnership bonds or other documents related to investment.
- Credible Job Offer: If available, an official job offer letter from an American employer, which we will discuss in detail below.
- Educational and Professional Credentials: Academic degrees, professional certifications, resumes, and insurance records all show your high potential to find a job.
Sponsorship documents if using Form I-134
If you are using the help of a lottery sponsor or financial backer, they must send you the following proof of lottery financial ability:
- Completed and signed Form I-134
- Proof of residence status or citizenship: copy American passportcitizenship certificate, or green card sponsor
- Tax documents: a copy of the most recent federal tax return (Form 1040) or preferably a Tax Transcript from the US Internal Revenue Service (IRS)
- Employment Letter: An official letter from the sponsor’s workplace that includes his title, salary, and start date.
- Payslips: Payslips for the last few months to prove current income.
- Bank letter: A certificate from the sponsoring bank confirming the balance of the account and the date of its opening.
Importance of official translation of documents in US lottery visa
A very important point that should not be ignored is that any document in Farsi must be submitted with a complete and certified translation in English. This translation and proof of financial means of the lottery must have a Certificate of Translation, signed by the translator and containing the following information:
- The translator’s confirmation that the translation is correct and complete
- The translator’s confirmation that he is fluent in both Persian and English languages
- Full name, signature, contact information and date of translation
Contrary to popular belief, these translations do not require notarization to be submitted to the embassy or USCIS. Using the services of an official and reliable translator prevents any errors and delays in the process of reviewing the visa application process.
The minimum financial capacity of the lottery required at the interview stage
The main criteria for lottery winners and Form I-134 sponsors is that their income or the value of their assets is at least 100 percent of the Federal Poverty Guidelines published annually by the US Department of Health and Human Services (HHS).
In order to calculate this amount in the US visa financing for the lottery, you must first determine your household size. This number includes yourself, your spouse and all unmarried children under the age of 21 who are immigrating with you. If you are using a sponsor, their household size includes the sponsor, their dependents, plus you and your family.
The table below shows the minimum annual income required based on 100% of the poverty line for 2025. These figures are for the 48 contiguous states of the United States.
| Number of family members | Minimum annual income required (USD) – 100% of the poverty line |
| 2 | $19,720 |
| 3 | $24,860 |
| 4 | $30,000 |
| 5 | $35,140 |
| 6 | $40,280 |
| For each additional person | Above $5.14 |
This table The floor of financial need shows, not its ceiling. Merely reaching this minimum, especially if you plan to live in big and expensive American cities, is not enough and convincing at all. The consular officer is well aware that the real cost of living in America is much higher than these figures. For example, the minimum income for a two-person family is about $20,000 a year, while renting a one-bedroom apartment alone in many cities costs more than $18,000 a year. Therefore, providing documents that show your financial ability well above this minimum will make your case much stronger and more credible.
US Lottery Funding Methods for Winners
You can use one or a combination of the following methods to prove your lottery funding.
Personal assets
This method is the most direct way to finance the US lottery. By providing documents related to your movable and immovable assets (mentioned in the documents section), you show the consular officer that you have the necessary financial resources to start living in America. The key for Iranian applicants is to prove that they can legally and practically transfer these assets (for example, after selling a property in Iran) to America.
Valid job offer
Having a bona fide job offer from an American employer is one of the strongest documents you can provide. Although this job offer does not require you to prove your financial means for the US visa lottery, it will significantly reduce the consular officer’s concern about your employment and income prospects. A valid job offer letter should have the following features:
- written on the company’s official letterhead.
- addressed to you (the applicant).
- Include job title, detailed job description, and annual salary.
- State that the proposed job is full-time and permanent or with an unlimited period.
- Signed by a person who has the authority to hire in the company (such as the human resources manager).
Use of sponsors
This method is a great option for those who do not have significant personal assets or a job offer. In this case, an eligible person in the United States, by filling out the I-134 form and submitting their financial documents, guarantees that they will support you financially if needed. This shows the consular officer that you have a support network and financial backing in America.
The role of sponsorship and financial support in the lottery
In addition to providing personal assets, lottery winners can also prove their financial ability to the embassy through a sponsor. The sponsor, usually a relative or friend living in the US, pledges to provide financial support to the lottery winner if needed. In the following, pay attention to some important points in this field:
Who can be a sponsor?
The person signing the Form I-134 for you must:
- Be a US citizen, permanent resident (green card holder), or have another legal residency status.
- Be at least 18 years old.
- Domicile in the United States.
- Your sponsor can be a relative or friend, and there is no requirement for a family relationship.

Obligations and Responsibilities of Form I-134 Sponsor
It is important that you and your sponsor understand that Form I-134 is not a legally binding contract. This form is only a declaration of support, and the US government cannot prosecute the sponsor for reimbursement if you use public services. This commitment is mostly moral and shows the US government that you will not be alone upon arrival.
However, your sponsor’s credit is also a factor in the consular officer’s assessment. A sponsor who is a close relative, has a steady job with a high income, and is a homeowner is more reliable than a distant friend with a fluctuating income. Providing evidence of your relationship with the sponsor (such as joint photos or correspondence) can help strengthen your case.
Costs of living in America after the lottery and getting a green card
For realistic planning, you need to have a clear view of the initial and ongoing costs of living in America. In the following, we will explain each of the living expenses other than the US lottery financing separately in several tables.
Initial accommodation costs
The cost of living in America after the lottery is much higher than the cost of living in Iran, and this type of method is completely acceptable American asylum it is different The following table shows an estimate of these costs so that you can provide the necessary budget before your trip.
| Cost items | Estimated cost (USD) | Description |
| Government expenses | ||
| USCIS immigration fee | $235 | Payment after visa approval and before travel |
| Accommodation costs | ||
| First month’s rent | More than $1,500 – $3,500 | Depending on the city and the size of the apartment. |
| Security Deposit | Over $1,500 – $3,500 | Usually equivalent to one month’s rent. |
| Service setup fees | About $300 | Internet connection fee, electricity, etc. |
| Basic home appliances | Above $500 – $2,000 | Beds, tables, kitchen utensils, etc. |
Estimated monthly expenses
Monthly living expenses depend heavily on the state and city you choose to live in. The table below shows an estimate of the monthly expenses for one person in several major American cities. This information will help you choose a destination that fits your budget and career opportunities.
| city | Rent (1 bedroom) | food | Transportation | Services (water, electricity) | Estimated monthly sum |
| Los Angeles, CA | About $2,500 | About 500 dollars | About $150 | About $150 | About $3,300 |
| Houston, TX | About 1400 dollars | About $400 | About $150 | About 180 dollars | About $2,130 |
| Chicago, IL | About 1800 dollars | About $450 | About $130 | About $160 | About $2,530 |
| Washington, DC Area | About 2300 dollars | About 500 dollars | About $130 | About $150 | About $3,080 |
Practical suggestions about financial empowerment in the lottery
Succeeding in the lottery interview stage and proving the financial means of the lottery, more than anything else Preparation, honesty and presentation of complete and valid documents It depends. In summary, always keep the following key points in mind:
- The Public Charge Act is manageable and by understanding it properly, you can reduce your worries.
- Lottery financial requirements are different from family visas; You do not need a mandatory Form I-864.
- Your goal should be to exceed the legal minimum. Build a case that persuasively tells the story of your self-sufficiency and potential for success in America.
- Accurate organization of documents and their correct translation play a vital role in preventing delays or rejection of the case.
The proof of financial means process is the most sensitive part of your lottery visa application. Due to the complex rules and the careful look of the consular officers, the use of a guide American immigration attorney Experience is an investment in your future. To ensure that your case is presented in the best possible way, contact our immigration experts and lawyers at Homa Immigration Institute. You can also fill out the form on the site to receive advice.

Frequently asked questions
- Do we need a sponsor for the lottery?
No, it is not mandatory. If you have sufficient personal assets or a valid job offer from the US, you can prove your financial eligibility on your own. A sponsor is a helpful option to strengthen your case.
- How much balance should my bank account have?
There is no magic amount. But your account balance must be significantly above 100% of the federal poverty line for your family size, and the balance must have been stable over the past few months and not the result of a sudden deposit.
- Can I use my real estate in Iran as a financial asset?
Yes, you can. But you must provide a translated title deed, an official appraisal letter from a reputable expert (in dollar value) and a specific plan to cash out and legally transfer the money to the US within one year.
- Will receiving government assistance in the past cause my visa to be rejected?
Only receipt of certain cash assistance for subsistence (such as SSI and TANF) or long-term hospitalization in government facilities is considered. Most in-kind assistance, such as food stamps, housing allowances, or health care, is not a problem.
- What is the main difference between Form I-134 and I-864?
Form I-134 is a non-mandatory declaration of support with a minimum financial need of 100% of the poverty line that applies to lottery winners. Form I-864 is a legally binding contract with a minimum financial need of 125% of the poverty line required for most family visas.
final word
In the end, it is better to have a proper look at the financial condition. The purpose of this law is not to be strict; Rather, it wants to help you get a successful start in America. When you prepare your or your sponsor’s financial documents, you are actually showing your foresight. By doing this, you prove to the embassy officer that you are a responsible person and that you have a plan to build your new life. Therefore, proof of financial means is the best way to show that you are fully prepared to live in America. We at Homa Yeh Immigration Institute will help you to make this path from zero to hundred easily and you can choose the best path for immigration.
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